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So I went to the art institute and was paying on the loan until I got the “forgiveness letter”. Can that be reversed? Can they come back and say “remember that loan that we said you don’t have to pay us back? Well we changed our minds and you do? Appreciate your perspective 😊

If tRump could SCREW us over in any way he will. 100 percent.

I received my email on May 1st!!!!🙏👏👏👏

I don't like paying my mortgage LOAN either. Listen, it's a loan. If you borrowed it, pay it.

Fake News / The Supreme Court shot this down June 2024. Biden can do this although he keeps trying. It's only to get Votes

Only certain parts have been blocked. Not the SAVE plan.

All bs . Loan is a loan ass

Get government out of loans

Love it !

Thank you this was very helpful information

@stanleytate If I’m in “admin forbearance” and have reached 127 qualifying payments, is there anything left to do? Submitted forms to employers in Q1 which bumped my QPs. But transfer to Student Aid gov says my IDR payments restart in August. So confusing!! 😣

How does this impact those on the SAVE program who submitted a complaint for the 20 year loan forgiveness program (2003 or prior loans)?

So about 50 years ago when student loans first became a thing the government was stupid enough to send the checks directly to the students rather than the financial aid offices at the Universities. There were many students who simply used the money for something else. We used to call them guaranteed student Harley Davidsons. It took nearly a decade for the government to catch on and send the money to the schools so they got paid first and gave the balance to the students.

GOOD. Biden attempt to buy votes.

Can you please do an episode specific to Le Cordon Bleu/CEC schools closing?

How do you know if they deducted or forgiven my loans

Pay your loans. As a taxpayer I should not have to pay for your student loan. It's your responsibility.

If I consolidate by June 30th all my Navient loans into Studentaid.gov will I still be able to access the School Misconduct Discharge Application after?

I hope you know how to work because you need to pay debts you agreed to.

Why should I pay your debts when I could not afford to go to college? As a retire who had all ready not receiving my full retirement because I choice to work hard. PAY YOUR BILLS AND DONT EXPECT THE POORER TO PAY.

I have a consolidated student loan. I went to multiple schools and one of them is Art Institute. I received the email that my loan will be forgiven. Will the entire balance be forgiven since the loan was consolidated? Thank you!

I have undergrad Navient and AES loans and now grad school loans, I work in public service for 8 years. Should I consolidate and then submit paperwork for public service by June 30th?

I went to the A.I of CA in San Francisco, and back at the end of 2022 I refinanced my private loans through navirefi to get my mom off of the loans, which I thought was still navient. Would this disqualify me? Navient still services the loans.

I was originally enrolled in the income repayment plan and recently I was automatically put in the SAVE program. I’m single, no children but I don’t make 6 figures. Was SAVE the best option for me?

Just found this channel. What would I have to do to qualify for this IDR adjustment?

I started college in 2003-2004 with all the ads after the 911 bill. I had 80k equity in my home and wanted to trade that for a 4 year degree. In 2008, my finances got very bad as every year in school my interest rates increased. My banker told me to just get student loans as there was no interest while in school. Anyway, my parents could not help me at all and I lost my home as I couldn't sell it with the housing crash. I lost all my equity and as a single father with an 8 year old I needed to drop out and get a job to pay for food. I lost everything while the bankers got bailed out. Then for 3 years to stop the debt collections they added on thousands of dollars in capitalization of interest to get my loans current. I was living in total poverty just making enough for to rent a 1 bedroom dump and my father helped me get groceries so my daughter had food to eat. My loans got refinanced or consolidated so it looks like I've only had them since 2011... Do I have to wait until 2031 to get forgiveness? I only got a associate degree (straight A student) and never got the bachelors. This debt has ruined my life and never would have happened had the housing crash not happened. I am depressed and suicidal. I just found out a friend I went to school with got all his loans forgiven but I went from a community college to a 4 year school and he went from community college to an art institute.

Thank you so much for all the information you are providing. It is really helpful.

So when will the IDR adjustment be applied? Thank you

Good on the Supreme Court!!! You took out the loans - you pay them!!!

I didn't do the the Biden forgiveness Idk I thought I wouldn't get it What can I do now I owe still 30k

Navient’s the worst - advisor call themselves threatening me! Definitely reported them

Yay. My taxes will not go towards this mess

What if I have 1 parent plus loan and nothing else? Can I still do this loophole?

Look i understand people are upset about people getting loan forgiveness. We are not getting our loans erased, most of the programs eliminate interest. Which was almost double your balance. No one complains that immigrants come here get huge visa card and free hotel rooms. We are getting mad at our own citizens losing interest.

One reason not to consolidate is in 1994 interest rates where .85 percent if you had it electronically withdrawn. Now they are higher why would you consolidate low rates into higher ones

I got it about 2 weeks ago!!

This student loan forgiveness is very frustrating. I am in the PSLF HAVE PAID OVER 120 payments and have not been forgiven. The definition of forbearance is unclear.. I don’t understand why they are not counted. You have some people that were in forbearance and forgiven and others are not. This whole loan forgiveness is a mess. It’s all over the place.

If you consolidate on loans that are mixed with subsidize and unsubsidized do you lose the subsidized benefits

FJB!

Urgent. I've been on REPAYE and then it was switched automatically to save. I have a loan at 2004 but was in school for ten years. Should I have chosen PAYE when I consolidated to get the 20 year for graduate loans

Excellent, informative and calming / reassuring video !! I'm gonna subscribe !

Get out and Vote 💙

Bla bla bla bla bla bla bla

Would student loan discharge be a taxable income and IRS would collect from deceased’s estate?

Omg, I was panicking so bad yesterday. I have the MyFico app and I realize the student own debt fell off. It has been 20yrs. But my score dropped over 50pts across the board and I'm under contract for a new build, set to close in September. I pray my score can recover in time.

I graduated 2013, no refund and still on my credit. I consolidated it years ago and my dad got pell grant. Wondering if i still apply.

Hello Any updates?

Paying one's debts is part of adulthood responsibility. Demanding others pay your debts is incredibly selfish. That a politician thinks he can buy votes w/such plans indicates he really thinks selfishness is far more common than it should be.

Nope. Biden is not a King. Your debt is going nowhere.

I personally do NOT believe that there should be ANY student loan forgiveness. People took out those loans, acting as adults then they need to own that responsibility. The law should be changed to allow bankruptacy, as then there would be SOME accountability to the poor decisions people made. And yes, they made poor decisions. No plan, no research on their prospects, doing whatever FELT right or good....rather than an actual need. I understand that people might have a hard time, but they still dont get a pass from the responsibilities they incur by their choices. And I dont think it either fair Or right for those of use who DID pay back out loans to have to help pay back everyone elses.